Andorra Residency Update 2026 - The Latest Amendments
Andorra Residency Update 2026 - What Has Changed and What It Means for Applicants.
Updated: 28 January 2026
Andorra has approved a new “Omnibus 2” law that tightens several residency routes, especially passive residency and self-employed (compte propi) permits. The stated aim is to increase economic contribution and reduce abuse, while making residency rules more restrictive overall.
If you are not yet resident and are still deciding whether Andorra is right for you, these two pages give the broader overview: Living in Andorra and Move to Andorra
Below is a clear, practical summary of the key changes most applicants care about.
Passive residency
New minimum investment level
Under the new law, passive residency requires either:
• EUR 1,000,000 invested in Andorran assets, or
• EUR 400,000 contributed to the Housing Fund (Fons de l’Habitatge)
The EUR 50,000 “deposit” has been converted to a non-refundable payment for residency.
Previously, applicants made a deposit that could be recovered later. The new law converts this into a non-refundable state contribution:
• EUR 50,000 for the main applicant.
Using property as part of the investment
If you plan to meet the investment requirement via Property, the reporting on the approved text indicates the home must be at least EUR 800,000. As the entire investment must be €1,000,000. Any balance from the property purchase can be invested in different instruments, from sovereign debt, to shares in an Andorran Public company. We recommend you discuss with the local banks what would be permitted in an investment portfolio or insurance investments.
To understand the property route and total costs, see: Buy Property in Andorra and Property buying costs in Andorra
To understand banking and what investment structures may be permitted, see:Banks in Andorra
Self-employed residency now has higher hurdles
The new law also raises the bar for people using a business setup to obtain residency.
Key points highlighted in the approved package include:
• A EUR 50,000 contribution (non-refundable) for many applicants (with exceptions for certain qualified professionals and some higher value projects)
• You must hold a majority participation in the Andorran company
• You must demonstrate effective management and a real economic activity (not a “paper company”)
When does this apply?
The Consell General approved Omnibus 2 on 22 January 2026. In practice, these changes generally apply once they are published in the BOPA (official gazette) and enter into force under the law’s commencement rules.
If you are preparing an application now, you should assume these thresholds are the new baseline and plan accordingly.
What you should do next if you are considering residency
1. Choose the correct route early: passive, employee, self-employed, digital nomad, or reunification.
2. Map your capital properly: what qualifies, how it is valued, and what is refundable vs non-refundable.
3. Prepare documentation in parallel: clean records, health cover, proof of means, and funds source.
Helpful reading on the Invico site:
Residency in Andorra Guide
Move to Andorra
Living in Andorra
Income tax in Andorra
Buy Property in Andorra
Property buying costs in Andorra
Banks in Andorra
Contact Invico Andorra