Andorra Residency Update 2026 - The Latest Amendments
Andorra Residency Update 2026 - What Has Changed and What It Means for Applicants.
Legal position after the entry into force of Llei 2/2026 on 13 February 2026.
Andorra has approved a new “Omnibus 2” law that tightens several residency routes, especially passive residency and self-employed (compte propi) permits. The stated aim is to increase economic contribution and reduce abuse, while making residency rules more restrictive overall.
For the full routes, requirements and costs, see our Andorra residency guide.
If you are not yet resident and are still deciding whether Andorra is right for you, these two pages give the broader overview: Living in Andorra and Move to Andorra
Below is a clear, practical summary of the key changes most applicants care about.
Passive residency
New minimum investment level
Under the new law, passive residency requires either:
• EUR 1,000,000 invested in Andorran assets, or
• EUR 400,000 contributed to the Housing Fund (Fons de l’Habitatge)
The EUR 50,000 payment is generally non-refundable. For the current passive route, the principal pays EUR 50,000 and each qualifying dependant adds EUR 12,000. The law provides for repayment if the initial authorisation is refused. Check transitional treatment for older applications rather than assuming the new model applies retrospectively to every existing file.
Using property as part of the investment
If you plan to meet the investment requirement via Property, the approved text requires that more than EUR 800,000 is allocated to each property unit acquired. As the entire investment must be €1,000,000, any balance from the property purchase can be invested in different instruments, from sovereign debt, to shares in an Andorran Public company. We recommend you discuss with the local banks what would be permitted in an investment portfolio or insurance investments.
To understand the property route and total costs, see: Buy Property in Andorra and Property buying costs in Andorra
To understand banking and what investment structures may be permitted, see:Banks in Andorra
Self-employed residency now has higher hurdles
The new law also raises the bar for people using a business setup to obtain residency.
Key points highlighted in the approved package include:
• A EUR 50,000 contribution (non-refundable) for many applicants (with exceptions for certain qualified professionals and some higher value projects)
• You must hold a participation of more than 34% in the Andorran company
• You must demonstrate effective management and a real economic activity (not a “paper company”)
When does this apply?
The Consell General approved Omnibus 2 on 22 January 2026. It was published in the BOPA (official gazette) on 12 February 2026 and entered into force the following day.
Llei 2/2026 entered into force on 13 February 2026. Applications for self-employed or non-lucrative residence submitted before the law’s approval on 22 January 2026 remain governed by the previous rules under its transitional provision. Keep the filing evidence: the relevant date is approval, not publication or entry into force.
What you should do next if you are considering residency
1. Choose the correct route early: passive, employee, self-employed, digital nomad, or reunification.
2. Map your capital properly: what qualifies, how it is valued, and what is refundable vs non-refundable.
3. Prepare documentation in parallel: clean records, health cover, proof of means, and funds source.
Helpful reading on the Invico site:
Andorra residency guide
Move to Andorra
Living in Andorra
Income tax in Andorra
Buy Property in Andorra
Property buying costs in Andorra
Banks in Andorra
Contact Invico Andorra
Frequently asked questions
What is the minimum investment for passive residency in Andorra now?
Under Llei 2/2026, passive residency requires either EUR 1,000,000 invested in Andorran assets, or EUR 400,000 if the investment goes into the Housing Fund (Fons de l’Habitatge). Where the investment is made in property, more than EUR 800,000 must be allocated to each property unit acquired, with any balance placed in other permitted Andorran assets.
Is the EUR 50,000 deposit still refundable?
No. The law converts it into a non-refundable payment to the State. For passive residency the main applicant pays EUR 50,000, plus EUR 12,000 for each dependent who becomes a non-lucrative resident. It is only returned if the initial residency application is refused.
What changed for self-employed (compte propi) residency?
Applicants using a business route generally pay a non-refundable EUR 50,000 contribution, must hold more than a 34% participation in the Andorran company, and must show genuine management and real economic activity rather than a paper company. Certain qualified professionals and approved high-value or digital, entrepreneurship and innovation projects are exempt from the payment.
When does the new law take effect?
The Consell General approved the law on 22 January 2026. It was published in the BOPA (official gazette) on 12 February 2026 and entered into force the following day. If you are preparing an application now, treat these thresholds as the current baseline. Applications submitted before the law was approved are governed by the previous rules.
Can I use property to meet the passive residency investment?
Yes. Property is one of the qualifying asset types, but the total investment must still reach EUR 1,000,000, with more than EUR 800,000 per property unit. Any remaining balance can go into other permitted instruments such as Andorran public debt, shares in Andorran companies, or life insurance products. Discuss with local banks what qualifies before committing.