Renting in Andorra

Renting in Andorra at a glance (2026)

Updated April 2026. Renting in Andorra is straightforward once you know the sequence and the costs. The rental market is tight - good stock moves quickly and availability is limited, particularly for furnished apartments in well-located parishes. Renting is often the first step for international arrivals: you need a confirmed Andorran address for the residency application, so rental and residency run in parallel. See Andorra residency guide for the full picture.

• Upfront costs at signing: deposit (max 2 months rent) + first month's rent + agency fee + insurance
• Upfront budget: add every item separately. The EUR 1,500 example below totals EUR 6,417.50, about 4.28 months’ rent, before additional setup costs.
• Lease term: typically 5 years for primary residence, with defined renewal rules
• Bank account: required in practice - landlords expect Andorran direct debits for rent and utilities
• Habitability certificate: required by law for any rental property - we verify before you sign

Comparing rental homes by parish and size

Ask for current available-property prices when setting your budget. A national range can hide important differences in condition, parking, heating and included charges. Use the comparisons below to narrow the search, then compare the total monthly cost of specific homes rather than rent alone.

Andorra la Vella and Escaldes-Engordany

• One bedroom: check storage and whether a parking space is included in a central location.
• Two bedrooms: compare usable room sizes, noise and access to schools or work.
• Three bedrooms: check the full household budget, including community and heating charges.
• Furnished homes: compare the inventory, condition and deposit terms with unfurnished alternatives.

La Massana

• One bedroom: compare village-centre convenience with the location of your regular activities.
• Two bedrooms: consider school journeys, sunlight and parking alongside the asking rent.
• Larger apartments and chalets: inspect heating, insulation, access and maintenance responsibilities.

Ordino

• One bedroom: compare homes in the parish centre with those in the surrounding villages.
• Two bedrooms: check bus access, the school run and winter conditions at the actual address.
• Houses and chalets: request recent heating bills and clarify garden and snow-clearing obligations.

Encamp and Sant Julia de Loria

• One bedroom: assess daily travel to work and services rather than judging the parish by rent alone.
• Two bedrooms: compare condition, lift access and what is included in each quoted price.
• Three bedrooms: consider the needs of the whole household, including parking and school travel.

These are search criteria, not a rental-price table. Ask INVICO for available homes within your budget and compare them with our parish property guide.

Upfront costs at signing

Security deposit

• Legal maximum: 2 months rent
• Typical amount: 1-2 months depending on landlord and property
• Refund: subject to outstanding obligations and justified deductions; keep the signed inventory, photographs and payment records.
• Alternative: some landlords accept a bank guarantee in lieu of cash deposit

First month's rent

• Paid at signing, covers the first calendar month of occupation

Agency fee

• Amount: agree the agency’s service, fee and payer in writing before engagement; one month’s rent is an assumption in the examples below.
• IGI: 4.5% Andorran VAT applies when paid to a licensed agency
• Example: EUR 1,500/month rent - agency fee EUR 1,500 + EUR 67.50 IGI = EUR 1,567.50
• Who pays: traditionally tenant-side in Andorra, though practices vary - confirm before engagement

Home insurance

• Required: most landlords expect a valid policy covering at least contents and personal liability
• Annual cost: obtain an insurer’s quote for the required cover, excess and household circumstances.
• Timing: policy must be in place and certificate provided at or before key handover

Worked example — EUR 1,500/month, assuming the stated fee and insurance quote

• Security deposit (2 months): EUR 3,000
• First month's rent: EUR 1,500
• Agency fee + IGI: EUR 1,567.50
• Home insurance (annual, approx): EUR 350
• Total to move in: approximately EUR 6,417.50

Worked example — EUR 2,500/month, assuming the stated fee and insurance quote

• Security deposit (2 months): EUR 5,000
• First month's rent: EUR 2,500
• Agency fee + IGI: EUR 2,612.50
• Home insurance (annual, approx): EUR 500
• Total to move in: approximately EUR 10,612.50

Lease terms and contract mechanics

• Primary residence lease duration: typically 5 years, with renewal rights defined by Andorran law
• Annual rent increases: capped by reference to the CPI or specific limits set by current legislation and the contract year - confirm the applicable rule in your contract
• Notice: distinguish early departure from non-renewal at the end of a term. Notice, compensation and extensions depend on the applicable law and contract; obtain a written explanation before signing.
• No subletting: written landlord consent required for any subletting arrangement
• Contract registration: Andorran law provides for registration of residential tenancy contracts with the parish (comu) system - confirm current registration requirements at time of signing

Ongoing monthly costs

• Rent: direct debit from Andorran bank account - requires a local account before signing in most cases
• Electricity and heating: request recent bills, including winter consumption and the applicable distributor.
• Internet: confirm the Andorra Telecom plan, installation and equipment charges.
• Water: ask how it is billed and whether it is included in another charge.
• Community fees: the lease should specify what rent includes and which charges are separate; obtain the actual amount.
• Parking/storage: if rented alongside the apartment, listed as separate line items in the contract

What to check before signing

• Habitability certificate: check that the dwelling has the required current documentation and clarify any renewal responsibility before signing.
• Meter readings: record electricity, water and gas readings at key handover - essential for deposit recovery at exit
• Inventory: for furnished properties, a detailed inventory signed by both parties at entry protects both sides
• Community fee clarity: confirm what is included in the quoted rent and what is billed separately
• Parking and storage: confirm whether included in the rent or separately contracted
• Heating system: confirm the type (electric, gas, central) and who pays for fuel/maintenance

Renting vs buying in Andorra

Many international arrivals rent first and buy later. Renting gives you time to experience different parishes before committing to a purchase, aligns with the residency application timeline, and is lower risk if your plans are still forming. The main downside is that rental stock is tight and good apartments do not stay available long. If you are weighing renting against buying, see buy property in Andorra and property buying costs for a direct comparison.

Renting to support a residency application

A signed rental contract at an Andorran address is one of the standard documents required for a residency application. The address on the contract must match the address you declare for residency. We align the rental timeline with your residency submission so the two support each other rather than blocking each other. Full detail on Andorra residency.

Renting in Andorra vs Spain and France

Compare an actual Andorran home with an equivalent home in Spain or France, including rent, deposit, fees, utilities, parking and commuting. Tenancy protections differ between jurisdictions and contract types. Andorra has specific primary-home rules and transitional extensions, so a simpler-looking contract should not be mistaken for fewer legal protections.

Frequently asked questions

How much does it cost to rent in Andorra? Use current available-property prices and add deposit, first rent, agreed agency fee and tax, insurance and setup. The EUR 1,500 example totals EUR 6,417.50, approximately 4.28 months’ rent, before extra setup costs.

How much is the deposit when renting in Andorra? For residential leases, the deposit is generally limited to two months’ rent. Its return depends on the lease obligations and justified deductions. Keep evidence of the property’s condition and distinguish the deposit from any separate guarantee.

How long are rental contracts in Andorra? Primary-home leases generally have a five-year minimum term. Renewal, statutory extensions and early departure are separate issues; check the rules for the contract date and the notice or compensation that applies to your intended departure.

Do I need a bank account to rent in Andorra? In practice yes. Most landlords expect rent and utility direct debits from an Andorran account. See banks in Andorra for the account opening process.

What is the agency fee when renting in Andorra? Agree the fee and who pays it before engagement. If the agreed fee is one month’s rent plus 4.5% IGI, a EUR 1,500 fee totals EUR 1,567.50. This is an example, not a universal tenant charge.

What is the Habitability Certificate and do I need it to rent? The cedula d'habitabilitat is the official certificate that a property is fit for habitation. It is legally required for any residential rental and for connecting utilities. We verify it is current before you sign.

Can I rent in Andorra before I have residency? Yes. A rental contract can be signed before the residency permit is issued - in fact the rental contract is typically one of the documents submitted as part of the residency application. Renting and residency run in parallel.

Are utilities included in Andorra rents? Check the individual lease. Itemise electricity, heating, water, internet and community fees, noting what rent includes. Recent bills are more useful for your budget than a standard national allowance.

Is it hard to find rental property in Andorra? Stock is tight, particularly for furnished apartments in well-located parishes. Good properties move quickly. Start your search 2-3 months before your target move-in date and have documents ready to move fast when you find the right apartment.

Can a non-resident rent property in Andorra? Yes. Non-residents can rent in Andorra. A rental contract is commonly the first step for international arrivals, providing the Andorran address needed for the residency application.

What we handle vs what you handle

• We handle: verifying the Habitability Certificate, coordinating the contract review, confirming deposit and agency fee mechanics, collecting insurance proof, setting up the handover, meter readings and the utility activation sequence
• You handle: decisions and signatures, opening a local bank account, taking out home insurance, providing straightforward ID and income information if requested by the landlord

Next step

If you are ready to find a rental, contact Peter with your target parish, budget and move-in date. We confirm realistic availability and shortlist quickly. For the full move-in sequence after signing see move to Andorra.