Renting in Andorra - Costs and Process

Renting in Andorra is straightforward when you know the numbers and the order of play. Expect three standard upfront items: a refundable security deposit, the first month’s rent, and an agency fee where a broker is involved. You will also need a valid home insurance policy and, in practice, an Andorran bank account for direct debits and utility setup.
Most primary-residence leases run to a multi-year term with clear rules for annual updates and notice. Every dwelling must hold a current Habitability Certificate so it can be legally rented and connected to utilities. We confirm this with the owner and include it in the handover pack.

Upfront costs at signing

• Security deposit - legally capped at a maximum of two months’ rent. Some landlords may accept a bank guarantee instead.
• First month’s rent - paid when you sign and receive keys.
• Agency fee - commonly one month’s rent, plus Andorran VAT at 4.5 percent when charged by a brokerage.
• Home insurance - tenants are expected to hold a valid policy that covers at least liability and standard rental risks.
• Bank account - in practice most landlords require an Andorran account for rent and utilities direct debits.

Monthly and ongoing costs

• Rent - annual updates often reference CPI or specific caps set by current law and the contract year.
• Utilities - electricity, water and internet are usually in the tenant’s name.
• Building and community costs - sometimes included in the rent and sometimes billed separately. Your contract should state what is included.
• Parking and storage - if let with the flat, they should be listed as separate items in the contract.

Contract mechanics and timelines

• Term - primary-residence leases commonly run to five years, with renewal rules set in law.
• Notice - tenants can end early by giving one month’s notice. Check your contract for exact wording.
• Registration - Andorra’s framework foresees registering residential leases with the parish information system. Check the current status with your Comú at the time you sign.
• No subletting without permission - written consent from the owner is required to sublet rooms.

Legal and habitability checks we confirm for you

• Habitability Certificate - required to rent and to connect utilities. We verify it is valid and on file.
• Handover condition - we recommend an inventory and meter readings at key handover.
• Insurance proof - we collect your policy certificate for the landlord file.

Typical example - a 1,500 EUR per month flat

• Security deposit - 3,000 EUR maximum.
• First month’s rent - 1,500 EUR.
• Agency fee - 1,500 EUR plus 4.5 percent VAT = 1,567.50 EUR.
• Home insurance - priced by provider and coverage.
• Estimated total to move in - around 6,067.50 EUR plus the insurance premium.

What we handle vs what you handle

• We handle - checking the Habitability Certificate, coordinating the contract, confirming deposit method, collecting insurance proof, setting up the handover and utility steps.
• You handle - decisions and signatures, opening a local bank account, taking out home insurance, and providing straightforward ID and income information if requested.

How long does it take

If documents and funds are ready, allow 1 to 2 weeks to select a home and complete signing. The timeline mainly depends on apartment availability, document checks, and scheduling the key handover.